Sketches, Expenses, and Surveys
One of our more common appraisal requests is for properties with a proposed structure: a building not yet built. Very often, lending institutions need such properties appraised as though the structure has been finished, which they call as-complete or subject-to-completion. Here at Spurgeon Appraisals, we have years of experience doing such appraisals, whether the property is residential, commercial, or agricultural. In our experience, we need two or three items to appraise these properties effectively.
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Estate Appraisal
Whether you are planning your estate, have inherited an estate, or are the trustee of a living trust, an estate appraisal is usually needed somewhere in the process. Here are five ways in which Spurgeon Appraisals can help you with your estate situation!
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How can you help an appraiser during the COVID-19 Pandemic?
In this article, we will cover the different types of appraisals and how you can help your appraiser give the same professional service for each one, as before the coronavirus, while keeping you both safe. We will also look at how lenders and courthouses are doing their part to help as well.
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MONEY, TIME, AND QUALITY
"How much will it cost, and how long will it take?” These two questions represent the chief concerns of most consumers in any market.
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TEAM EFFORT
Everyone involved in the appraisal process desires the process to work smoothly. But a routine appraisal is not the effort of the appraiser alone: it is a team effort between the appraiser, the property owner, and the lending institution.
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INSPECTION FAQ
Recently, a friend of mine told me she was refinancing her home, and an appraiser was coming to perform an appraisal on behalf of her lender the following day.
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GETTING YOUR APPRAISAL DONE YESTERDAY
Lenders can hardly be blamed for wanting appraisals finished as soon as possible. Aside from the fact that no one enjoys long waits, lenders often need to please or pacify several interested parties involved in any given transaction, all of whom want to finalize their business quickly.
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"YOU CAN'T GET THERE FROM HERE"
When people try to estimate the value of a property, they normally think about the finishes on a house, or the tillable acres of a farm, or the demand for commercial buildings in a growing city.
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WHY WE ASK FOR THE CONTRACT
Whenever we are hired to appraise real estate under contract for purchase, we always ask our client to provide a copy of the contract or the major details of the transaction, like sale price, closing date, and the parties involved.
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KEEPING THE “FINAL” IN “FINAL INSPECTION”
One of our common projects here at Spurgeon Appraisals is the “final inspection” of a recently constructed house. While lenders typically have us perform appraisals on a property before construction begins, they often need us to return to the property
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RESOURCE FOR QUICKER TURN-AROUND TIME
If the appraiser is on the way, it’s usually because something important is happening. Whether it’s a purchase, refinance, divorce, or just estate planning, it is always preferred that the process be as professional and fast as possible. Being ready for the appraiser can save time. And time is money, after all.
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